Taken but want it

Added: Cordale Manseau - Date: 24.04.2022 22:11 - Views: 34196 - Clicks: 4370

My current partner moved in last year in a bit of an emergency situation as a result of the pandemic and personal issues. He was furloughed from his job at the time. Our financial situations are very different. We are roughly the same age mids, with him a couple of years older.

He has more debt and no savings or assets, and spends money more freely. He makes about a third of what I bring in. Six months ago, after giving him time to get back to work and to catch up from a period of unemployment, I asked that he contribute to the household expenses. Since then, however, we have combined bills in other ways that save him money. His credit is not great, so I let him use one of my cars when his car has broken down.

Taken but want it

Similarly, it cost me far less to add him to my plan than he was paying on his own. I also think he benefits in other ways from my financial position. The low mortgage on my home, which is large and in a good area, is due to a substantial down payment. I am not willing to combine assets, as my first priority is making sure I can continue to provide a nice life for my children.

It would bother me less if he were more responsible with his money. He has started saving and Taken but want it down debt, but I consider his spending to be extravagant for his financial situation. He does say he wants to contribute, but he has had his overhe subsidized for most of his adult life, and I think there is some sticker shock for him to finally realize what it costs to support yourself independently as an adult.

Would you have chosen this under normal circumstances? Or is the only reason he is living with you now because of the pandemic? Are you happy for him to continue living with you because you like him there? Or is it because you see how it helps with your bills and mortgage payments? Or both? He is getting back on his feet.

Ask yourself whether this is something you would have both chosen. This situation was foisted upon both of you, and now you are — whether you like it or not — nickel and diming each other after the fact. Ideally, you would decide you wanted to live together because you saw a future in this relationship, and before that happened discussed finances. As it is, you are playing catch-up. But on what? You are frustrated that he has a low cost of living while you have gone above and beyond to reduce your costs. You are already counting beans. You did all of this work, and he just moves in and benefits from it.

That may or may not be true, but that kind of thinking is not a solid foundation for a happy house. So sit down with him and work out exact expenses, and what you believe would be a fair contribution. Critically, his income and Taken but want it should be laid bare too. It may be that he is experiencing growing pains, and does not understand or appreciate why he should pay more than what makes him comfortable. He is not. He can negotiate, and he does not have to accept it. You can The Moneyist with any financial and ethical questions related to coronavirus at qfottrell marketwatch.

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Taken but want it

Post your questions, tell me what you want to know more about, or weigh in on the latest Moneyist columns. You can follow him on Twitter quantanamo. Home Personal Finance The Moneyist. ET First Published: July 6, at a. ET By Quentin Fottrell. FB What does your Ford warranty cover? My friend had a stroke and his brother moved in, refusing to pay rent.

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Taken but want it Taken but want it

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